LiveHow do we verify large refunds and chargeback reversals?

High-value refund

Refund abuse runs through legitimate accounts. Verify the operator authorizing an unusual refund before the money leaves.

A check on the operator, not the customer

The merchant decision path accepts a refund or reversal as an action context and returns a verdict before the operation is submitted.

Stakes-aware policy means routine refunds pass untouched while the unusual band gets a check.

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API surface